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Fiction to Fact – in Five years Flat

Today being 31st Dec and the year 2019 is about to end. The decade is about to end, and we are geared up to welcome the next decade of 2020. Got a message on my WhatsApp couple of days ago indicating how do we write date to avoid confusion in year 2020…responded with three options a) write with apostrophe i.e. ’20 or b) don’t complicate as no one has edited the date when we wrote date in current year…the chance of getting the date was equally high when we wrote 2-Oct-19 or c) use digital signatures!!! 😊

We have come a long way; I still remember the day when we transited from year 1999 to 2000. There was a big noise about the millennium bug (aka Y2K bug). People were indeed scared and concerned about the technology in use and our dependence on technology at that point of time. Nothing major incident happened as enough preventive steps had been taken and we sailed into year 2000 smoothly.

First decade post year 2000, was an era of mobility where in we saw rise of mobile networks. The next decade (2009-2019) was of smartphone and cloud compute and we all got hooked to it! Today mobile penetration has crossed 100% in most of the urban markets. Our mobile is more than supercomputer for an individual compared to old computers in 1970. Today, right from train ticket to air ticket to paying bills to paying to a local kirana wala most of our day to day transaction got executed using a smartphone.

In today’s world we are surrounded by disruptive technologies be it Artificial Intelligence or Machine Learning or Blockchain or Virtual Reality or Drone or chat bot or Robotics or 3D Printing…now is the era when the confluence of multiple technologies would take shape and more and more new use cases would evolve to our benefit. Many say that machines would rise and take over our jobs. While technology is eating away our jobs, technology is also creating new jobs. Future of work is an interesting topic and is being studied and discussed at length in universities & conferences. If decade of 2009 was known as decade of mobile networks and decade of 2019 was of mobile applications; the next decade would be known as decade of 5G, edge compute and quantum compute.

The solution to a problem which used to be a fiction few of years ago is being converted to reality at the supersonic pace. Thanks to technology and the entrepreneurs around. The amount of trust we have on technology today is much higher than it used to be a decade ago. This rise of technology and innovation is result of uniform availability of internet infrastructure, robust hardware & on demand compute.

Now let us have a look at the technology trends for the years to come. Top 10 technology trends which would drive disruption in 2020 are:

  1. Artificial Intelligence & Machine Learning
  2. Internet of Things
  3. Robotic Process Automation
  4. Block-chain
  5. Edge Compute
  6. Virtual Reality / Augmented Reality / Mixed Reality
  7. Cyber security
  8. 5G
  9. Voice Compute / NLP
  10. 3D Printing

 

These trends would lead us to confluence of technology and new / improved use cases such as:

  1. Nextgen Commute i.e. Autonomous cars, drone taxi, Hyperloop
  2. Supply of life saving drugs in remote areas using drones
  3. Block-chain enabled electronic health records
  4. Smart Speakers in homes and enterprise
  5. Smart homes
  6. Next level entertainment and sports enabled by Virtual Reality
  7. Streaming platforms providing 4K & 8K video
  8. Auto mitigation of Cyber Attack using Deception technologies
  9. 3D printing in healthcare
  10. Digital Transformation in Enterprise
  11. Edge Compute in Smart Cities
  12. 5G enabled autonomous factories

 

Still there a few challenges (including but not limited to) we need to focus and put more efforts upon:

  1. Clean potable water & air
  2. Food for all
  3. Containing wildfires
  4. Global Warming
  5. Reduction of fossil fuel
  6. Efficient recycling waste and e-waste
  7. Ethics in Technology
  8. Ocean Clean up
  9. Fake news
  10. Prevent Soil erosion

 

However, we are progressing in the right direction and here are few use cases which renews our confidence that with use of technology we can overcome any challenge:

  1. An AI enabled device to detect 90% of diseases in flat 10 minutes
  2. Lab grown meat to overcome food shortage
  3. 3D printed organs & medicines
  4. Biodegradable plastic
  5. Space tourism
  6. Smart Fertilizers and precision agriculture
  7. Super microbes eating oil spills in the ocean
  8. Human Augmentation and Hibernation
  9. Smart IoT sensors to ensure right quality of clean air in smart cities
  10. Time travel
  11. Gene editing i.e. CRISPER
  12. Inter plenary communication network
  13. Holographic Telepresence
  14. 3D Printers in Space to build space colonies
  15. Block-chain enabled Crypto Currencies
  16. Human Head transplant using AI, ML & Robotics

 

Conclusion:

Steve jobs rightly said, “Technology is nothing. What’s important is that you have a faith in people, that they are basically good and smart, and if you give them tools, they will do wonderful things with them.”

The technology seemed distant is coming to our life at a higher pace solving our problems and making our life more comfortable. Indeed we are in an era where fiction is becoming fact. Let us embrace benefits and continue to learn-unlearn and relearn to progress with technologies and the trends around.

Thanks for your time. Hope you liked our collaborative effort. Feel free to Like/Comment/Share !

Wishing you a Happy New Year 2020 !!!

This article is a collaborative effort by Chintan Oza, Biren Parikh, Ajit Joshi & Chander Wanchoo who are members of TMI group. TMI Community is a professional community of Technology, Management and Innovation enthusiasts. Started in 2016, the community has been growing every year and collaborating on an ongoing basis.

Fintech Disruptor

One might remember banking experiences three-four decades back. When you go to the bank to update the passbook, you drop it in a basket and go back the next day to collect it. The process took so long since the banker had to reconcile entries from a huge B4 size ledger book and manually update the entries in the passbook. Gone are those days!!! The banking industry has come a long way from the 80s and 90s. Today, digital banking gives us notifications on a real-time basis with a tap on mobile or wearables – be it transactions, bank balance, or statements.

 

While banks have transformed themselves with innovative digital offerings, several incumbent and Neo banks have made a significant dent in traditional revenue with their innovative digital transformation initiatives. To sustain high growth and customer retention, traditional banks need to traverse the extra mile and develop hyper-personal relationships with customers turning apathy into emotional connection.

  

These days, a frictionless digital banking experience is inevitable to maintain or increase the market share of the banks. Omni-channel experiences, smart onboarding, microservices-based architecture, cloud-native approach, or automation – these are de facto expectations from the banks. The main reason behind these high expectations is Fintechs, raising the bar for banks in the post-pandemic world. Millennial and Gen-Z customers are now looking for an exceptional banking experience in all areas, not isolated service.

 

To ‘provide value for the money’ or exhibit customer-centricity, banks ought to step up their game plan by increasing their focus on innovative offerings. With over 26,000 Fintechs operating worldwide, banks have to go beyond their usual territory and provide hyper-personal curated banking experience by embracing ML, NLP, and open APIs. Not only do legacy banks need to innovate and implement, but even central authorities like RBI should become liberal and revise their policies to promote healthy competition and innovation culture across the BFSI segment. Several innovative initiatives are becoming mainstream because of Fintechs, which can be adopted by banks in a phased manner. Banks can embrace following leading-edge technology to remain ahead of the cut-throat competition.

  • Enable Composable banking whereby the customer is not tied to a specific vendor, product, or technology. For an instance, Mambo provides over 4000 products from different banks, NBFC, and Fintechs on its platform.
  • Augment innovation quotient like ENBD, which provides an additional interest rate based on the number of daily steps (5k or more) taken by individuals. They are also planning similar benefits for other exercises like swimming, etc.
  • Enable community banking by providing Value-added services to Gig workers, LGBTQ, senior citizens, or disabled customers to cater to their specific needs.
  • Implement platform banking by integrating value-added services from Fintechs or others to provide a holistic experience to maintain customer loyalty.
  • Increase customer engagement through gamification to attract kids and teens to build brand loyalty early on.
  • Develop AR Tool for personal finance management as done by Westpac.
  • Provide AR/VR experience to the customer whereby they can visit the virtual mall for a shopping experience through All-in-one SuperApp.
  • Provide 24×7 chatbots using AI and ML.
  • Combine AR/VR with AI to create seamless, immersive experiences for the customer, say for virtual branch visits, thereby creating loyalty, brand building, and arresting customer attrition.
  • Use alternative data for taking decisions, like predicting default risk. This can be innovatively inferred based on behaviour and personality traits captured in social media. This can help the bank speed up recovery or restrict future lending.
  • Bring assurance or options to customers that the bank’s profits or part of it will be invested only in “Clean energy” to reverse the climate crisis like Swipe.
  • Develop an algorithm to link likes on social media to the interest rate.
  • Provide Goal-based savings options to facilitate healthy savings.
  • Provide multi-lingual AI and Robo advisors, ranging from personal finance to goal-based investments.
  • Boost customers’ credit scores by providing micro-loans to step up their borrowing capacity.
  • Propose smart vehicle insurance which can adjust your premium amount depending on your usage, location, driving style, and discipline.
  • Use of IoT in ATMs to sense queue length and provide an option to an exception in authentication based on a customer’s past transaction history.
  • Use of smart contracts to allow users to take out a short-term loan using Ether as collateral.
  • Bring out voice-enabled payments for visually impaired or handicapped people.
  • Automate claim payment minus manual filing, in case a flight gets delayed beyond a certain agreed duration as per insurance policy .
  • Use novel biometric security like iris recognition, palm vein patterns, or retinal scanning.
  • Offer contact-less, gesture-based ATM transactions like the one developed by Motion Gestures.
  • Embedded Rounding off to nearest pre-defined unit to create either investment pot with delta money or help achieve goals that emotionally engage them.
  • Implement blockchain for immutable records and security and speed up money flows for a variety of transactions like property registrations, funds transfer, supply chain, trade finance, and payments transactions.

 

Few of these suggestions will certainly bring loyalty among happy and satisfied customers. This type of digital transformation will also increase employee engagement. This results in higher productivity, accurate predictions, and decision-making.

 

Digital transformation is full of risks and challenges. Organizational challenges, data governance, data privacy, cultural mindset, compliance risks, regulatory risks, or lack of skilled resources can become roadblock but it can be addressed in innovative ways. But this puts brakes on the delivery and execution of the initiatives. However, for the larger benefit of shareholders and investors, banks need to show the same agility as Fintechs to survive and grow.

 

As Darwin’s law of Survival of the Fittest suggests, only Agile and customer-centric futuristic banks will flourish and fare well in the future; rest will get acquired.

Fintech Disruptors

Picture

Recently, I received an invite from the Shailesh J. Mehta School of Management (one of topmost B-Schools in India), located in the IIT Bombay campus, asking me to give a speech on ‘Disruptions by IT in Various Domains’. At the very last minute, I was also asked to be Chief Guest, inaugurate the event & launch their magazine, ‘Sentience’. One can see the snaps in Gallery. Read More…

Free Introductory Project management courses

💡 For those newbies who want to take up free introductory project management courses, Project Management Institute has come up with the following eLearning courses. This is absolutely free to understand the basics of project management and relevant certifications.

 

 

 

 

 

 

 

 

 

The introductory free courses, which are more of the primer, include:
🔶 PMI Kick-off (45 mins)
🔶 Project Management for Beginners (4 hours)
🔶 The Basics of Scrum (1 hour)
🔶 Introduction: Basics of Disciplined Agile™ Online Course (1 hour) and even
🔶 Introduction: PMI® Authorized On-demand PMP® Exam Prep (1 hour)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

It also includes other FREE other courses like
🔶 Business Continuity
🔶 Using Wicked Problem Solving to Make Better Decisions and Align Teams

This basic course provides the foundational knowledge necessary to join a project team and can serve as the first step on your path to a project management career. Comprised of a selection of modules from our best-selling course Project Management Basics, this program will allow you to learn the language of project management and build confidence working in project environments.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

So, go register yourself (create user-id) on projectmanagement dot com and click on the link given in the comment – to take advantage of FREE courses.

This is one of the several excellent initiatives by Project Management Institute and President Pierre Le Manh to increase awareness and spread the knowledge.

I am not sure for how long this might be free.

Do share with your colleagues, friends, and even kids who might be interested to learn the basics of project management.

 

 

 

 

 

 

 

 

 

 

 

Do reach out to me for any issue.

#pmi #projectmanagementinstitute #projectleader #projectmanager #leaders #managers #freecoursesonline #elearning #projectmanagement #projectmanagementoffice #speaker #author

Growth of Internet. What Next?

Background

While we have just celebrated 25 years of the Internet in India and been celebrating this milestone with memories, the authors of this article have collaborated to provide a crisp futuristic view of next decade. This article has been divided into 3 phases, Journey of 25 years, Factors that drove growth until now and factors which would drive growth in future.

During the Late 80’s and Early 90’s Personal Computing was at a very nascent stage with its presence in few pockets across the country. During the time of MS-DOS, Windows 3.1 and subsequently Windows-95, modems, teleprinters & fax devices started appearing on the networking landscape. Prior to the launch of the Internet, Bulletin Board Services (BBS) were quite famous which entailed a person creating a server with content hosted on it. Users would connect to the BBS through a dialup connection to access the content stored on the server. Dial up connections entailed 14.4 kbps to 32 kbps modems. A 128 kbps connection was considered high speed at that time and only used for commercial purposes.

However as the content was more text oriented compared to heavy reliance on graphics, media and video content the speed of connectivity seemed to suffice the needs of the day for communications.

Circa 1995, 15th August Internet was introduced in India by VSNL in the top metro cities with links through Satellite and subsequently through submarine cable systems plugging in India into the global connected ecosystem. Price of a 128 kbps leased line connection was 10 lakhs per annum with dial up connections costing between 5000/- to 15000/-. The Internet of those days primarily was used by corporations for running their email systems, hosting websites and running basic chat applications. In the late 90s content consumption was limited and E-Commerce was a newborn in this ecosystem. In this era, the computer network architecture was centralized and mostly with hub and spoke topology. With the rise of the Internet, a mesh global network emerged, fuelling the exponential growth with any to any communication.

Internet reach was initially limited to wired connectivity through dialup and leased lines which slowly graduated to mobile service providers offering mobile WAP services on 2G GPRS and EDGE networks.

The introduction of the mobiles (iPhone, Blackberry, Windows Mobile and Android) and smart computing devices were a renaissance period for the world at large causing Internet consumption to move from the limited and restricted usage on PCs and Computers to that on hand-held devices. With this, the accessibility of the Internet has increased exponentially with mobile devices users availing Internet services by default.

Fast forward to 2020, with more than 50% mobile penetration has made the Internet an essential commodity across geographies and social strata with higher adoption of smartphones as well as feature phones supporting Internet based applications. Additionally with the Covid 2019 pandemic forcing people to be indoors, Internet connectivity has become the lifeline for students, teachers, work from home employees, entrepreneurs with unified collaboration services, e-commerce, social media, medical consulting, digital payment solutions, public cloud services becoming mainstream.

 

Factors Driving Growth

Growing at the rate of more than 11 users per second, or 1 million new users each day, global internet users now make up 62% (4,833.521 million) of the global population (Jun 2020). Over three-fourth of the global population will have Internet access by 2023. There will be 5.9 billion total Internet users (74 percent of global population) by 2023, up from 4.8 billion (62 percent of global population) in 2020 considering 6% CAGR.

The number of internet users in India was 636.74 million in 2019 which has touched 700 million by mid-2020. India has the second highest internet users in the world after China. The number of internet users is around 50% of Indian population.

The Internet users are spending their time on various applications as below

  • 90% of users are using instant messaging applications
  • 74% use social media
  • 70% use it for watching online video
  • 69% users for shopping & other consumer services. Daily people are spending at least 6 hour 30 minutes per day on the internet as of mid-2020

Following are some of the drivers for increasing faster internet in India

  1. Growth from Rural Market:
    • Rural India has 264 million internet users and this is expected to reach 304 million in 2020.
    • Local language content and video drive the internet boom in rural India, with a 2.5 times rise in penetration in the last four years.
    • Online crop analysis & remedy for enhancing crop yield through mobile apps
    • Mobile is the device of choice for 100% of active users for internet surfing
    • The use of the Internet helps farmers manage their farms and market their products in a more efficient and timely manner. Being an agricultural country, this is going to be one of the prime growth drivers.

2. Increasing Spending power

    • Due to increasing disposable income, the average Indian household spends more on high-end mobiles & gadgets thereby fuelling the growth of the Internet bandwidth & the demand for faster internet. Adoption of smart & voice enabled speakers & health wearable’s are examples for the same.

3. Connected devices

    • Increasing connected devices like IOT, virtual assistants, autonomous & connected cars, consumer appliances & drones has fuelled demand for high-end internet bandwidth

4. Social Media, Online Payments, E-commerce & E-learning

    • Most Indians have started consuming e-learning, e-commerce shopping, online medical consultation, video chatting, view content on OTT etc has also significantly fuelled the internet bandwidth
    • There has been an exponential growth of digital transactions across all sections of the society due to
      • demonetization further accelerated by pandemic,
      • the ease of convenience and
      • innovative technologies (UPI, Gpay, PayTM etc.)
    • Other key drivers for Internet growth are social media platforms predominantly Facebook, Whatsapp, LinkedIn, Twitter, Instagram & others.

5. Localization

    • Due to the variety of languages spoken across India, there is a high demand for different localized content. The growth of search in Hindi has grown a whopping 155 percent in recent years. Growth in traffic in other languages, too, was impressive. This all started in 2014 and has been growing at a consistent pace.

Factors that would drive growth in next decade

  1. Rise of Digital India:
    • Adoption of Aadhaar, eKYC, eSign, UPI, Digital Locker, India Health ID, and others will build a uniform layer of technology-enabled citizen services. This next level of e-governance would be achieved by 4 layers namely – presence less layer, paperless layer, cashless layer & consent layer. More about the India Digital Adoption can be read here.

2. BharatNet:

    • BharatNet is an ambitious project to provide fiber optic connectivity to all gram panchayats of India. Entire project is divided into 3 phases, the first phase is already about to be completed where 1.5 lac gram panchayats have been connected. The second phase would cover 1 lac gram panchayats and phase 3 would upgrade the infrastructure already deployed.

3. Building Greenfield Urban Infrastructure:

    • Around 40% of the Indian population will reside in urban cities by 2030 and will contribute as high as 75% of the GDP
    • 12 new smart cities coming up in next decade

4. Content-driven growth

    • Leapfrog in digital advertising – 1.2 billion to 2.6 billion by 2023
    • Exponential usage of online streaming music (13.8 CAGR to 0.7 billion), podcasts, and video on the demand
    • Increased social media network users by 42%
    • Increased Surveillance

5. IOT driven growth

6. Smart Wearables

7. Lowered entry barrier for the bottom mass of the pyramid

8. Pan India rollout of 5G

Technologies to fuel growth of the Internet

Following are few emerging technologies which we think will drive wider adoption of cloud, digitization and in turn drive the growth of the Internet.

Smart Operations

Industrial operations like Smart Factory, logistics, healthware etc. have been gathering a lot of traction as people start monitoring factories remotely. With this move, the manufacturing plant network is getting extended to cloud, IT and OT are getting integrated, sensors are being installed in factories, obviously all these are linked to cloud through edge computing which would lead to data and internet growth over the time.

Smart Operations is a gradual combination of traditional manufacturing and industrial practices with digital technologies, The companies need to invest in technologies like cloud computing, Business Intelligence (BI), Internet of Things (IoT), advanced sensor technologies, 3D printing, industrial robotics, data analytics, artificial intelligence (AI), machine learning (ML), enhanced machine-to-machine (M2M) communication along with building the capability of the workforce.

Agriculture

India could benefit hugely by increasing yield for food grains from 4 tons per hectare in 2012-17 to 5.4 tons per hectare by 2024 and 7.4 tons per hectare by 2034. Reaching these goals will require improvements in irrigation, farmer education, and access to inputs such as fertilizers and good-quality seeds.

Different & advanced techniques are helping agriculture industry as follows:

  • GIS mapping using drones
  • Pesticide spray using drones  
  • Use of AI and LIDAR in soil analysis for better yield; Aggregation of analytics at regional level for a larger benefit
  • Advanced manufacturing techniques to use the micronutrients
  • Near real-time weather forecasts for the Pre-harvest to customize fertilizers as per the soil quality
  • Allows governments to align resources and insurance agencies to customize the crop insurance premiums.
  • IoT sensors, smart supply chains, e-commerce platforms, data analytics and blockchain aids to “track food supply chain from farm to form” during Post-harvest phase.
  • Align drip irrigation by sensing soil moisture using IoT
  • Use of RFID and deploying drones for monitoring cattle’s health and field movement

 

Robotic in Healthcare

This is another dark horse and much talked about technology although in use since quite some time. Now there are new use cases and people have started using Robotic for health care and going forward this is going to grow multi-fold.

  • There are multiple cases of world-renowned cardiologist Tejas Pate who has carried out five remote coronary procedures with an Internet-connected robotic system.
  • Remote consulting, supervised surgeries along with Robotics will further give a boost to internet growth in the health sector.

OTT: Over The Top platform

OTT is riding high on consumers and will be driving Internet expansion exponentially.

  • According to a report published by KPMG, there are interesting statistics which reflect when it comes to OTT/Online video viewing, Age has no bar, City or income group has no dramatic differentiation.
  • Income group of less than Rs 3 lakh to above Rs 10 lakh, or Age group of 15-25 to 50+, all spends an average of 8-10 hours per week for online viewing. This is only going to go up exponentially.

What needs to be fixed with growth

No doubt, all of us are very bullish about the growth of the Internet in India. However along with just number growth, we feel a lot more to be done to take the Internet to the next level.

While all are talking about rapid growth, 5G, 6G and so on, do you feel the current Internet is good enough? Obviously, there are few inherent issues or problems which need to be fixed

  1. All of us are aware about the Project management triangle of Scope, Schedule, Cost & Quality, similarly for the Internet we need Good quality Internet with consistent speed rather than making bad quality unlimited internet.
  2. Probably in the race to penetrate and have growth of the Internet, service providers are forgetting the quality of services. It is about who provides more data at lower cost rather than who provides the same offering at much better and consistent quality.
  3. We lack infrastructure for universal access, today even while travelling on Expressways or National highways, we don’t get consistent 3G/4G connectivity & even call drops are frequent. In such a scenario, how will connected, autonomous cars work?
  4. Same are the issues in areas of well-connected Metros and Tier-2 & 3 cities where one finds it difficult to get consistent connectivity in Lifts, part of buildings, basements and so on.

We have certainly come a long way in our journey of building the Internet for India in the last 25 years; however service providers must focus on providing consistent, quality Internet access irrespective of the place. 

Parting thoughts…

Earlier we had said “Roti Kapda aur Makaan” (Food, Cloth & Shelter), Now it can be reworded as “Roti, Kapda, Makaan aur Internet” (Food, Cloth, Shelter and Internet). We believe the Internet is now part of everyone’s life, in fact in this connected world everything human as well as non-human objects all are somewhere part of the Internet ecosystem. 

The following are major factors to watch to make the Internet more accessible, affordable

  • Lower the Entry point barrier of technology
  • Make technology more accessible to all
  • How it would lead to more jobs
  • Lead the path for connected and the Gig economy

 

Authors

Hall of Fame Award

It was a ✨Happiest✨ and Proudest moment of my life as my project won TWO prestigious awards at the organisation level (Intellect Design Arena Ltd)

🔹 – HALL OF FAME Award – This pioneering award category, announced from the current year for the project that has created biggest impact on customer and organization perspective because of successful project delivery. And I am proud and humbled that they declared my project as the winner of this award – ONLY One project in the company.

🔹- D-3 OTIF Excellence award – This award is given to the project that demonstrates delivery excellence in the project execution. This is second time I have received this award because of the excellence in the project execution.

This achievement was simply impossible without team who has unwavering trust, faith and confidence in my project management capability. And of course leadership team who has been supportive, all the time while guiding me on critical junctures. Thanks to Design Thinking Culture imbibed into the organisation..

I have won few awards in past at Intellect, but I am really humbled by receiving TWO prestigious awards at the organization level in a single year where many projects competed from several LOBs, geography and office locations.

Thank God for showering the blessings on us. Thanks to my family for providing unflinching support in my professional journey.

My team is one of the best project team – Nizamuddin Shaikh Prasad Narra Trupti bhambid Ashok Vedartham Jaya Wadhwani Shashikant amin Nishtha Ahuja Sushanta Majhi among others

#awardwinner #awardsforexcellence #intellect #projectmanagement #leadership #team

Health benefits of Gluten-Free diet

Have you heard of a gluten-free diet? It is slowly becoming the latest trend in the food industry. Basically gluten is a special protein found in grains like wheat, barley and cereals.  Many people can’t digest gluten rich food. Such food causes allergy, making their small intestines inflammatory.  It is known as a Celiac disease. These people go for a gluten-free diet to control their allergies. Today more and more people are getting diagnosed with it. They are adapting to this diet which consists of rice and millet in place of wheat and barley. 
Read More…

High Productivity Practices

 

📢 This is one of the most exciting moments of my life, as I share my productivity tips and tricks in Dr. Ravindran KA‘s second book 📖 ‘High Productivity Practices -From Successful Leaders’, along with twenty eminent and successful senior leaders from diverse domains, countries, industries, and cultures.

 

This management book truly unravels the secrets 💡of top leaders’ success and ways to transform oneself into a more PRODUCTIVE person. This book is not just a theoretical paperback but offers practical life advice from successful people about how they became more prolific in their lives.  It is for everyone who craves to move from ordinary productivity standard to extraordinary.

 

 

Congratulations 👏 Dr. Ravindran KA on the release of this fantastic 📘book, which has become the #1 bestseller in just a week’s time. This is a great honor for the author Dr Ravindran KA and as one of the leaders featuring in the book. Heartfelt gratitude and tons of good luck to you. 🙏

 

I am what I am because of God’s blessings and support from my family, friends, colleagues, managers, and loved ones. Thank you all for always being there.

 

You can purchase the book and share your valuable reviews. The book is available on Amazon (https://lnkd.in/emuQPQm), Flipkart, and other platforms.

 

History of insurance

I was talking to my insurance agent for renewing my car insurance. This is when my 10 year old kid asked, “Dad, what is insurance and why do we need it?” After my call, I explained to him that this is to cover risk in case, any unforeseen event occurs. Again, my kiddo asked out of curiosity as usual that who started it? This is when I started scratching my almost bald head. I immediately googled it & learned how it started & why it started and explained to my son. What I learned was bit surprising for me as well. Read More…

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Biren Parekh