Are Digital Gadgets disrupting your sleep???

Recently, survey had finding that 9 out of ten young adults using gadgets may not get enough sleep as a result of light from using their smartphones and tablets before calling it a night. As you might be aware, phone & tablet screens emit short wavelength blue light, which interferes with the production of melatonin, a hormone needed to control sleep patterns.  Due to this, lots of people are unable to get sound sleep at night.
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Calculating insurance requirement

Recently, my colleague asked me how much insurance cover was good enough for him and his family. His agent was recommending exorbitant insurance cover to him and he was worried that whether that recommendation was correct or not. That’s when I thought that there should be a kind of scientific method to arrive at the required insurance cover for an individual. And this is what I found.
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Connected cars

Connected Cars & Car Dashboard

Recently, one article about car dashboard caught my attention. I read full article. I was amused to know that car dashboard will be one of the major digital platform revenue drivers for car & communication companies and the revenues from connected car services are expected to touch around $152 billion in next 5 years i.e. by 2020.When I read the number of $152 billion, I was really taken aback by surprise! What I discovered was that the primary business of car dashboard will come from connected cars.
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Decoded – Insurance Deductible

What is Insurance Deductible?

Basically, a deductible is the amount deducted from insurance claims by insurance company and it represents a risk between insurance company and policy holder. A deductible can be fixed amount or it can be percentage of insurance amount of a policy. Broadly speaking, the higher the deductible amount, the lower will be your insurance premium. The details about deductible amount can be found in declarations page of insurance policies. Read More…
Biren Parekh